- Bad Credit Leasing Available Now
Mobility solutions — even when traditional lenders say no
At GoLease Finance, we believe your past should not permanently limit
your mobility. Life happens — and credit scores don’t always tell the full story.
- No hidden markup
- Transparent pricing
- Personal review
Leasing Beyond the Credit Score
That’s why we offer flexible leasing solutions designed for people who are often declined by traditional leasing companies — including those with bad or negative credit, existing debts, or non-standard financial situations.
Most leasing providers rely on rigid scoring models. If you don’t fit the system, you’re rejected — regardless of your current reality.
We work differently. Instead of focusing solely on your credit history, we take a broader, more realistic view of your situation. Our goal is to find a leasing structure that is manageable, fair, and responsible.
How the 1% Plan Works
Have a bad or negative credit score
Have existing debts or payment arrangements
Are self-employed or recently started a business
Run a business without annual figures
Have been declined by banks or manufacturers
Want a second chance with a fair structure
Responsible Leasing — Built Around You
Every lease we offer is carefully assessed to ensure it matches your financial situation and
keeps monthly payments realistic.
Lower Rates than Market Average
Our interest rates typically range between 2.2% and 3%, depending on your situation — often far lower than market averages of 8–10%.
Why so low?
- In some cases, our leasing solutions are even cheaper than manufacturer lease programs because we structure the lease differently, focusing on asset value rather than just high-risk interest spikes.
Transparent Rates
Fixed, clear interest rates.
No Pressure
Avoids financial strain.
AVERAGE INTEREST RATE COMPARISON
Business & Private
Private or small business leasing solutions tailored to your specific legal and financial structure.
Flexible Terms
Options with or without down payment, and with or without final balloon payments to suit your cash flow.
The GoLease 1% Plan
Our signature plan designed for faster payoff and significantly lower total costs over the lifespan of the lease.
Available for All Types of Mobility
Cars
Motorcycles
Business Vans
Campers
Trailers
Other
Available across the whole of Europe.
Transparency First. Always.
We don't promise:
- Unrealistic approvals. Approval depends on a responsible review of your situation. If it's not the right moment, we'll tell you honestly.
We do promise:
- Fair treatment
- Clear communication
- No hidden conditions
- No pressure to accept
Check Your Leasing Eligibility — Without Obligation
Finding out where you stand takes only a few minutes.